Gotta agree with this. Though, surprisingly, swapping out old, outdated fixtures and hardware throughout the house made a noticeable difference when w...

True, but I'd argue that being cautious isn't always a bad thing. After bankruptcy, jumping back into homeownership too quickly can sometimes backfire...

Congrats on getting approved—that's a big step. I went through something similar myself, but to be honest, refinancing didn't do much for me. What rea...