Totally get the Netflix comparison, haha... I was refreshing mine obsessively too when I was rebuilding after my BK. FHA loans are definitely worth lo...

From what I've seen, the IRS doesn't usually ask for receipts or proof upfront... it's more like the honor system initially. However, if you're ever a...

This is spot-on advice. When I first started tackling my debt, seeing that amortization schedule was a real wake-up call... kinda painful, honestly. B...

One thing I'd add is to always check if there's a prepayment penalty. Learned that the hard way myself... paying extra to get out early feels like get...

That's a smart way to handle it—quick call first, then email follow-up. I've been burned once or twice by relying just on phone conversations, especia...