I actually had a totally different experience when I refinanced last fall—my lender wanted explanations for every random deposit, even gift money from...

- Heard similar stories—seems like boards can be unpredictable, but persistence sometimes pays off. - I’ve always wondered if it’s worth getting a gro...

- Totally get this. When I refinanced last year, they wanted a letter for every $50 transfer in or out of my account. - I get the need for caution, ...

Totally get where you’re coming from. When I refinanced last year, I got all hyped about throwing extra at the mortgage. But then my water heater died...

Honestly, I get where you’re coming from, but I actually had a smoother time with a big-name lender than with my local credit union. Maybe it’s just l...