mountaineer57
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RE: FHA vs conventional loan—what's easier for a newbie homebuyer?
I totally get where you’re coming from about the FHA insurance. That monthly premium just doesn’t go away, and it’s wild how much it adds up over a fe...
RE: DITCHING THAT PESKY MORTGAGE INSURANCE - WORTH THE HASSLE?
Yeah, appraisers can get surprisingly picky. Mine flagged peeling paint around a basement window—something I'd barely noticed. Ended up scrambling to ...
RE: Thinking about refinancing my VA mortgage, curious what others are doing
We refinanced our VA loan last year, and yeah, the hidden fees definitely caught us off guard too. One thing I'd recommend is getting a detailed loan ...
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RE: Buying a house after bankruptcy—bigger down payment or wait it out?
True, but honestly, even smaller lenders can be pretty cautious after bankruptcy. When I went through this, I found that waiting a bit longer to rebui...