mocha_fox
mocha_fox
@mocha_fox
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Topics: 0 / Replies: 7
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RE: Boosting My Credit a Bit Before I Refinance—Worth the Wait?

I get where you're coming from, but honestly, I think it's worth the wait. I bumped mine up by about 20 points before refinancing, and even that small...

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RE: Navigating property taxes without losing your mind

I get the appeal of online assessments, but honestly, I'd stick with in-person if you can swing it. Last year I tried the online route thinking it'd s...

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RE: Thinking about refinancing my mortgage—worth it or waste of time?

I've refinanced twice now, and honestly, the break-even analysis isn't always the best gauge. Last time, the numbers said I'd break even in about thre...

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RE: Career Crossroads: Stick With Stable Gig or Jump Into Risky Dream Job?

Yeah, timing's key, but honestly sometimes you just gotta jump in and see what happens. I sat on refinancing my house forever, worried about rates and...

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RE: Smart Thermostat Vs. Energy-Efficient Windows: Which Saves More Money Long-Term?

Yeah, this is me exactly. When we first got our smart thermostat, I thought it'd be a set-it-and-forget-it kind of thing. But honestly, my schedule ch...

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RE: Thinking about refinancing my mortgage—worth it or waste of time?

We refinanced into a 15-year about four years ago, and honestly, it's been mostly good but not without its moments. The lower interest rate was a huge...

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RE: Stuck dealing with lawyer fees on a foreclosure—any tips?

Yeah, good call on prepping ahead—I started doing that too after my first few bills made me cringe. Another thing: sometimes paralegals can handle the...

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