mobile_bella
@mobile_bella
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Topics: 0 / Replies: 7
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RE: Smart Thermostat Vs. Energy-Efficient Windows: Which Saves More Money Long-Term?

Thermal curtains do help a bit, but honestly, I wonder how much of that warmth you're feeling is psychological. Like, you know they're supposed to hel...

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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

That's a solid take, and I mostly agree. But honestly, I've seen it go both ways. Had a client once who waited almost two years after bankruptcy, thin...

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RE: When Can I Finally Ditch Mortgage Insurance?

Minor cosmetic upgrades are kinda tricky. I've seen cases where fresh paint and a few modern touches nudged the appraisal up just enough to hit the ma...

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RE: Smart Thermostat Vs. Energy-Efficient Windows: Which Saves More Money Long-Term?

Yeah, that's pretty much been my experience too. I swapped out my old thermostat for a smart one thinking it'd be a game changer, but honestly... bare...

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RE: Found a dream home thanks to rural loan perks

Yeah, I get what you're saying about podcasts becoming background noise after a while. I tried audiobooks on my drive for a bit, but honestly, half th...

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RE: Is buying new worth the hit, or better to grab used and save?

Yeah, smart thermostats are one of those things that sound great in theory, but in practice...meh. I've seen plenty of folks get excited about them at...

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RE: Mortgage rates bouncing around lately—what gives?

Yeah, you're definitely onto something with the Fed and inflation being big factors. But honestly, I think people sometimes give too much credit—or bl...