mnelson47
@mnelson47
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RE: Thinking about refinancing my VA mortgage, curious what others are doing

Thinking About Refinancing My VA Mortgage, Curious What Others Are Doing That line made me laugh—feels way too real. I’m in the middle of my first ...

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RE: Are you considering buying a home in Dallas? Read this before!

- Totally get this. My lender flagged a $20 Zelle to my sister for “dog-sitting snacks” and wanted a letter about it. - I started keeping a spreadsh...

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RE: Dallas Homebuyers: Don’t Pick a Mortgage Broker Until You Read This

Yeah, the “courier fee” thing tripped me up too. I actually flagged it on my closing docs and the lender just shrugged, like it’s just what they do. H...

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RE: Dallas Homebuyers: Don’t Pick a Mortgage Broker Until You Read This

- Totally relate to the “what’s this fee?” confusion—felt like I needed a decoder ring for my closing docs. - I did push back on a $60 “courier fee” a...

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RE: CONFUSED ABOUT LOANS THAT DON'T FIT THE BOX

- 100% relate to the “just sign here” feeling. - My lender gave me a packet but didn’t really break down what anything meant. I had to google half t...

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RE: Home equity loans and taxes—did you know this?

- Totally get what you're saying about flexibility—I'm already feeling overwhelmed as a first-timer trying to keep up. - Glad you mentioned detailed r...

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RE: Unlocking your home's value—did you know this?

Good points all around. As someone who just bought my first place (yay mortgage debt...), I found a middle ground worked best: - Heavy curtains and r...

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RE: Tapped into my home's value and finally debt-free—anyone else done this?

I see your point, but honestly tapping into home equity still makes me a bit uneasy. I'm a first-timer, and the thought of putting my house on the lin...

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RE: Mortgage rules just got tighter—didn't see that coming

- Totally get where you're coming from—when I applied, the extra checks made me feel safer too. - But honestly, some of the hoops felt a bit excessive...

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RE: Home equity loans and taxes—did you know this?

Totally agree with this. When I was figuring out if my home equity loan interest was deductible, the IRS explanations left me scratching my head. A co...

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RE: Taking Over Someone Else's Mortgage—Is It Worth the Gamble?

Yeah, totally agree with this. As someone currently navigating the homebuying maze myself, I've looked into mortgage assumptions briefly. From what I'...

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