mlopez28
mlopez28
@mlopez28
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RE: How to Buy a Home with Loan and Secure Your Dream Home

Yeah, I ran into something similar when I was getting my mortgage sorted out. My bank statements had a bunch of random Venmo payments—some labeled “re...

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RE: Did you know housing counselors can help with credit issues too?

I get what you mean—sometimes you stare at your own numbers so long, everything just blurs together. When I met with a counselor, I was honestly expec...

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RE: No Tax Return Home Loans: 2025’s Solution for Self-Employed & Freelancers

I get what you mean. I went for a no tax return loan last year because I was tired of losing out, but honestly, the higher rate does sting a bit. My c...

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RE: How tough is it to get a mortgage for a rental if your credit isn’t perfect?

Seriously, right? I had to explain a $30 Venmo from my aunt for a birthday dinner. Felt like I was auditioning for a crime show or something. I get th...

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RE: When a fixed rate just won’t cut it: a mortgage adventure

Honestly, I’m right there with you. I keep telling myself, “Oh, I’ll just move when the market’s better.” But then I remember my parents said the same...

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RE: Career Crossroads: Stick With Stable Gig or Jump Into Risky Dream Job?

I get your point, but honestly, excitement doesn't always stick around quietly. When I bought my first place, excitement was screaming loud and clear—...

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RE: Wondering if I can still qualify for a HARP refi these days

Haha, this sounds familiar...spent hours googling HARP info before realizing it wasn't even a thing anymore. Haven't tried HIRO yet, still a bit skept...

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RE: When Can I Finally Ditch Mortgage Insurance?

Yeah, lenders definitely aren't in a hurry to drop PMI. When I asked mine about it, they acted like I was speaking another language...until I mentione...

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RE: Home equity loans and taxes—did you know this?

We just bought our first home last year, and honestly, the whole tax side of things has been a headache. When we moved in, we replaced some old drafty...

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RE: Transferring your mortgage smoothly without losing your mind

Haha, I feel this. I'm usually skeptical about paying someone else for stuff I can do myself, but after hearing your story... maybe my DIY mortgage tr...

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