minimalism_william
minimalism_william
@minimalism_william
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Topics: 0 / Replies: 7
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RE: Surprised by how much credit score matters for home loans?

It’s wild, right? I totally get what you mean about that “one thing” hanging over your head. When I was looking at houses last year, I had this single...

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RE: Are you considering buying a home in Dallas? Read this before!

Seriously, I thought I was being super careful, but they still asked about a $15 Venmo to my cousin for pizza. I get wanting to be thorough, but it do...

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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

I get where you’re coming from. My partner and I were in a similar boat after some rough financial years—credit wasn’t great, but we’d scraped togethe...

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RE: Why Conforming Loans Are a Great Option for Homebuyers

I get where you’re coming from—there’s definitely comfort in knowing exactly what you’re getting into with a conforming loan. The paperwork is a beast...

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RE: Top 10 Mortgage Questions Answered: Everything You Need to Know

I totally get what you mean about the big banks being tough to budge. When I was shopping around last year, I thought having a solid credit score and ...

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RE: Thinking about refinancing my VA mortgage, curious what others are doing

I hear you on the emergency fund—had a similar moment when my water heater went out last winter. That “just in case” cushion saved me a ton of stress....

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RE: Thinking about refinancing my VA mortgage, curious what others are doing

I totally get the math-first approach—makes sense to crunch the numbers. But honestly, when we refinanced our VA loan, the numbers looked great on pap...

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