I get where you’re coming from. I’ve done a quick close before and, honestly, it was stressful. You’re right—missing something like a lien or a permit...

Yeah, the paperwork grind is real. I’ve refinanced twice and both times they wanted explanations for every little deposit that wasn’t a paycheck. I tr...

Honestly, I’ve been through something similar and it’s not always as dire as it feels in the moment. When I was behind, I stressed about my credit, bu...

I’ve been through this a couple times—first house, I waited and waited, thinking rates would dip just a bit more. Ended up missing the window and paid...

Title: Is it worth using a new homes mortgage broker instead of going straight to a bank? I get the appeal of using a broker, but honestly, going str...

Yeah, separating out a dedicated emergency fund for house issues is definitely the way to go. When we first bought our place, I thought I was being sm...

We refinanced from adjustable to fixed about five years ago, and honestly, best decision we made. Rates were lower then, though...might be trickier no...

Fair point, but I've sometimes found the opposite—some tenants care way more about location and price than how fresh the paint is. Had a rental once w...

Yeah, lenders have always been a bit cagey with specifics, even before these tighter rules kicked in. When I bought my second place a few years back, ...

I've had similar experiences. When I sold my last place, there was a deck extension that wasn't fully permitted (previous owner did it, not me... clas...