Good advice overall, but honestly, I wouldn't lay out all my credit missteps upfront like that. Transparency is good, sure, but sometimes giving too m...

Compliance checks are definitely important, but sometimes the costs can really add up, especially if you're on a tight budget. Curious if anyone's fou...

Totally agree on documentation being key—saved my skin more than once. But I'd add that knowing the basics yourself can be just as crucial. I once cau...

Totally get the hesitation around grants—been there, done that, got the headache. But honestly, once you get past the initial confusion, it's not as b...

I get where you're coming from, but honestly, I think waiting it out might be more beneficial in the long run. Sure, a big down payment can feel like ...

I've actually found credit unions to be way more transparent than big banks, at least in my experience. Yeah, the early payment penalty thing is annoy...

Totally agree about brokers being a solid option. When I was shopping around, the broker I used actually pointed out some hidden fees in the builder's...