minimalism371
@minimalism371
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Topics: 0 / Replies: 5
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RE: How to Get Approved for a Mortgage with a High Debt-to-Income Ratio (DTI)

Totally agree about lenders being wary of debt reshuffling—I've seen deals nearly fall apart because of last-minute consolidation loans. Another thing...

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RE: Found a dream home thanks to rural loan perks

Good point about inspections—sometimes even the best inspectors miss stuff, especially in older rural homes. Had a client once who discovered major se...

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RE: Navigating property taxes without losing your mind

Couldn't agree more with this. Digital records are great, but there's nothing like having a direct contact at the office when things get messy. One ca...

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RE: Is buying new worth the hit, or better to grab used and save?

I hear you on refurbished washers and dryers being a gamble. Had a client recently who went the refurbished route to save money, and within six months...

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RE: Tapping home equity vs. traditional estate planning—what makes more sense?

You're definitely onto something with the energy-efficient upgrades. I've seen plenty of homeowners jump into trendy remodels—like those fancy kitchen...

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