That's exactly what I did when we refinanced about five years ago. At first glance, the lower interest rate looked fantastic, but after factoring in c...

Totally get the need to double-check everything, but honestly, sometimes obsessing over every tiny detail can backfire. A few years ago, I got so caug...

I was skeptical at first too, but we put thermal curtains in our bedroom last winter, and honestly, they made a noticeable difference. Not life-changi...

Totally agree on the cash deposit thing. When I bought my last rental, I sold an old guitar amp for about $800 cash right before closing. Didn't even ...

Yeah, I hear you... I dipped into my equity once for a renovation—seemed smart at the time, until property values took a nosedive. Now I'm way more ca...

Yeah, learned that lesson the hard way myself. A couple years back, I trusted the online calculator and budgeted accordingly—big mistake. Ended up owi...

Honestly, I took the opposite approach. Once I locked in my rate, I forced myself to stop checking altogether. Learned that lesson the hard way during...