Honestly, I’ve had clients get tripped up on this exact thing. One person replaced their HVAC and thought it was a straight repair—nope, the IRS calle...

It’s wild how often “turnkey” just means “looks good at first glance.” I’ve walked into more than a few homes where the paint was fresh but the outlet...

That’s honestly the crux of it. Lenders know convenience is a hot commodity, especially for self-employed folks who’d rather do anything than dig up t...

RIDING THE RATE ROLLERCOASTER WITH ADJUSTABLE MORTGAGES That’s a fair point about ARMs fitting certain strategies, especially if you’re pretty sure y...

Title: Are You Considering Buying A Home In Dallas? Read This Before! The fine print is no joke. Even after years in the industry, I still come acr...

I've noticed lenders paying extra attention to large furniture or appliance purchases too, even if they're not financed. Wonder if they're tightening ...

Interesting point about the home theater setup—I've seen that happen a few times myself. Buyers often imagine their own lifestyle in a space, and spec...

Refinancing can definitely be a headache if you're only chasing tiny rate drops, but have you considered other reasons it might make sense? Sometimes ...

I've definitely seen lenders budge on fees, especially origination and processing, like you mentioned. It's interesting because I've had clients who d...

Great points about the disclosures—it's true, lenders are pretty transparent if you know what you're looking at. Have you checked recently if your loa...

That's a fair point, but do you think there's ever a situation when waiting a bit actually pays off? I've seen clients jump too quickly because they'r...