I've noticed lenders paying extra attention to large furniture or appliance purchases too, even if they're not financed. Wonder if they're tightening ...

Interesting point about the home theater setup—I've seen that happen a few times myself. Buyers often imagine their own lifestyle in a space, and spec...

Refinancing can definitely be a headache if you're only chasing tiny rate drops, but have you considered other reasons it might make sense? Sometimes ...

I've definitely seen lenders budge on fees, especially origination and processing, like you mentioned. It's interesting because I've had clients who d...

Great points about the disclosures—it's true, lenders are pretty transparent if you know what you're looking at. Have you checked recently if your loa...

That's a fair point, but do you think there's ever a situation when waiting a bit actually pays off? I've seen clients jump too quickly because they'r...