Yeah, that sounds about right—lenders seem to have their own “interpretation” of stable employment. When I went through the process, they wanted every...

Title: Imagining a landlord juggling DSCR loans and rent chaos Had a somewhat similar scare about two years ago, though on a smaller scale. I had t...

I’ve noticed the same thing—appraisal fees are basically non-negotiable, probably because the lender’s just passing along the cost. But those “process...

I get where you’re coming from about the “twenty questions” approach feeling a bit much, but as someone who’s been burned by hidden fees and last-minu...

I’ve run into the same thing, and honestly, it’s frustrating when you’re already stretching your budget. I had a VA appraiser flag a spot of paint on ...

Couldn't agree more. When I refinanced, I skipped the games entirely and just presented competing offers upfront. Got a solid rate without any awkward...

I get your point about inspections not catching everything, but I'd argue that a thorough inspection still significantly reduces the risk. Sure, unexp...

I completely agree with your point about clear terms. Even if borrowing from friends seems convenient at first, the lack of formal structure can creat...

That's a good point about public transit. I found the same thing when I started taking the bus—gave me a chance to review my daily budget or catch up ...

I've usually opted for the lump sum myself—keeps the monthly payments predictable, which helps with budgeting. But if your savings are tight right now...