Honestly, I used to think DTI was the end-all, too, but after jumping through the mortgage hoops myself, it’s way more nuanced. My lender grilled me o...

Couldn’t agree more about the “hidden” fees—those little line items add up fast. I actually got burned by a “document prep” fee that was almost $400, ...

It really does feel random sometimes, doesn’t it? I had a friend who was told by one lender that her DACA status was a hard no for FHA, but then anoth...

Tapping Into Home Equity: Would You Risk It For Renovations? I get where you’re coming from about stability. The idea of a HELOC kinda freaked me out...