melissat28
melissat28
@melissat28
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Topics: 0 / Replies: 8
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RE: Thinking About Refinancing? Rate & Term Refi Might Save You More Than You Think (Plus a 10-Day Closing Option)

Yeah, the appraisal fee always feels like a bit of a “gotcha” moment. I’ve tried to push back before, but lenders rarely budge—most have their own app...

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RE: Mortgage Denied and No One Explained Why? Here’s What to Do Next

Man, I’ve had deals tank over stuff like a $12 trash pickup fee from three owners ago. It’s wild. You’d think there’d be some common sense filter, but...

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RE: Can Non-Permanent Residents Still Get FHA Loans?

Honestly, I’ve never had a lender just come out and say, “Yep, we work with non-permanent residents.” It’s always this weird dance where you have to d...

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RE: Are you considering buying a home in Dallas? Read this before!

Couldn’t agree more. It’s wild how much things have changed—back when I bought my first place, nobody blinked at a random cash deposit. Now, you basic...

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RE: First-Time Buyer in Dallas: My Experience Finding the Right Mortgage Lender

That’s exactly the right approach. I’ve lost count of how many times I’ve seen “standard” fees just disappear when you push back a little. It’s almost...

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RE: Why Conforming Loans Are a Great Option for Homebuyers

I totally get what you’re saying about “boring” sometimes just meaning you’re paying for peace of mind. I’ve run into that myself—there’s a comfort in...

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RE: Tapping home equity vs. traditional estate planning—what makes more sense?

Yeah, I totally get where you're coming from. Your water heater story hits close to home—I learned a similar lesson when I dragged my feet replacing a...

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RE: Waiting forever on my refinance loan approval—is this normal?

Yeah, appraisal delays are definitely a common bottleneck. Underwriting can be tedious too, but at least it's somewhat predictable—appraisals, though,...

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