I totally get what you’re saying about “boring” sometimes just meaning you’re paying for peace of mind. I’ve run into that myself—there’s a comfort in...

Yeah, I totally get where you're coming from. Your water heater story hits close to home—I learned a similar lesson when I dragged my feet replacing a...

Yeah, appraisal delays are definitely a common bottleneck. Underwriting can be tedious too, but at least it's somewhat predictable—appraisals, though,...