Those “processing” and “technology” fees always crack me up. I remember sitting across from a loan officer a few years back, asking for the nitty-grit...

Couldn’t agree more about the “because we can” fee—cracks me up every time. Years ago, I caught a “courier fee” on my closing docs, even though everyt...

That line made me laugh—been there, done that, and had to resend the same W-2 more times than I care to admit. You’re spot on about the “lottery” aspe...

Yeah, that’s spot-on. I’ve had folks come in all fired up about “no closing cost” refis, thinking they’ve found a loophole. Nine times out of ten, tho...

I see where you're coming from, but honestly, I've seen plenty of handshake deals go sideways—even between really close friends. A few years back, two...

That's true, life definitely has a knack for throwing curveballs. Reminds me of a client I had years ago—super responsible guy, planned everything met...

Couldn't agree more. Reminds me of a client who fell head over heels for a place, only to discover a forgotten medical bill dinged their credit score ...

I totally hear you on the stress factor. Headlines alone can make you second-guess every financial decision lately. ARM loans can definitely seem temp...

Totally agree about the boundaries—it's one of those things people overlook because it feels like a hassle at first. Reminds me of a client who bought...