That's an interesting comparison, but do you think lenders really understand the difference between essential and discretionary spending these days? I...

Interesting... maybe you got pretty lucky with your lender? My experience was a bit different. I remember looking into HARP a while back, and honestly...

Is HARP even still a thing these days? I thought that program wrapped up a while back...could be wrong though. But yeah, patience is always the name o...

We refinanced twice. First time from a 30-year down to a 20, and then again to a 15-year about three years later. Honestly, the paperwork felt endless...

Yeah, refinancing right after rule changes is always a gamble—been there myself. Curious though, did you see your credit score jump quickly after disp...