Yeah, I get that logic. I’ve seen people do this and it really does help with monthly cash flow. But man, you gotta be super careful not to treat the ...

Totally agree with looking beyond just the credit score. I've been down that rabbit hole myself—obsessing over a few points here and there—but honestl...

I get what you're saying about rewarding yourself, but honestly, I think it depends a lot on your personality. For me, those small rewards just ended ...

Yeah, refinancing can be tricky like that. I've seen friends jump into it thinking they're getting a sweet deal, only to realize they're basically res...

Pretty sure the original HARP program expired a while back (think it was around 2018?), but there are still some replacement options floating around. ...

Yeah, totally agree here. People underestimate how much those tiny percentage points actually cost over 20-30 years. Curious though, did you find any ...

Definitely smart to keep your credit clean, but honestly, even with a solid profile, lenders can still throw curveballs. Last year, my lender changed ...