Yeah, that funding fee can really sneak up on you. When I refinanced mine recently, I was also surprised by the title insurance costs—felt like they w...

Been there myself. A couple years ago, I tried to drop PMI on my first place after putting in some sweat equity renovation. Thought I'd easily hit the...

Yeah, borrowing from friends can definitely work out well, but it's always a bit of a gamble. A while back, I borrowed some cash from a buddy to conso...

Interesting point, but honestly, I'm not entirely convinced that lenders are really scrutinizing streaming subscriptions to that extent—at least not a...

Been there myself. A while back, I tapped into equity to fund a rental property—numbers looked great on paper too. But then the HVAC system decided to...

I've noticed that sometimes local infrastructure projects or school district improvements can hint at upcoming assessment hikes. A few years back, our...

I get where you're coming from, but sometimes those "flexible" loans come with hidden traps. A few years back, I opted for one of those because my sit...

I feel you on that hesitation. Back in 2016, I was convinced rates would keep dropping, so I held off refinancing for a bit. Sure enough, they spiked ...