medicine807
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RE: Tapping home equity vs. traditional estate planning - what makes more sense?
I get the hesitation around HELOCs, especially after '08 - those were some rough times. But honestly, I think having a HELOC as a backup isn't necessarily risky if you approach it strategically. The key is not to rely so...
RE: Trying to figure out how much of my house I actually own
Yeah, easements can be a bit tricky. I've seen cases where an easement was technically indefinite but ended up being challenged successfully because the original purpose no longer existed - like an old access road that w...
RE: Thinking about refinancing - shorter term or lower monthly payments?
Totally agree with your points about equity and interest savings. When I refinanced, I went with a shorter term too, but I gotta admit, there were a few months early on where things felt pretty tight. Curious if anyone h...
RE: HIGHER DOWN PAYMENT VS. HIGHER INTEREST RATE FOR INVESTMENT PROPERTY
Good points, but honestly, if your credit's solid enough, you can usually refinance later when rates dip. I've seen people start with higher rates to keep cash handy, then refi once the property's stable and repairs are ...
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