mechanic65
mechanic65
@mechanic65
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Topics: 0 / Replies: 7
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RE: My experience getting monthly income from home equity

I've dealt with a few HOA fee hikes myself, and honestly, it can be tricky. Usually, the HOA board has some discretion, but they're also bound by thei...

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RE: Tapping home equity vs. traditional estate planning—what makes more sense?

True, comfort matters—but I've seen folks underestimate how quickly equity can shrink if the market dips. Sometimes traditional estate planning offers...

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RE: Thinking about refinancing—shorter term or lower monthly payments?

Totally agree with this. I've refinanced a few properties myself, and honestly, flexibility has always been my best friend. Here's how I'd approach it...

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RE: PRE-APPROVED OR WINGING IT: WHAT IF YOU FOUND YOUR DREAM HOME FIRST?

Totally agree—jumping the gun can really backfire. I've had buyers get excited and order furniture or appliances on credit right before closing, only ...

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RE: HIGHER DOWN PAYMENT VS. HIGHER INTEREST RATE FOR INVESTMENT PROPERTY

Totally get where you're coming from—been there myself. It's tempting to chase lower interest, but having cash on hand is a lifesaver when things inev...

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RE: Figuring out how much of my house I actually own

Went through this myself last year. The appraisal was way lower than expected, and at first, I was pretty annoyed—felt like they barely glanced at the...

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RE: Mortgage Pre-Approval: Totally Worth the Hype or Nah?

Yeah, pre-approval definitely cuts down on the stress. One thing I'd add though—don't just go with the first lender you talk to. Shopping around a bit...

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