Haha, yeah, the "digital processing fee" cracks me up. Reminds me of when I refinanced and they tried charging a "courier fee" for emailing documents....

Definitely true about seasoning requirements—I ran into that myself. Thought I'd be good after a solid appraisal, but my lender required 24 months min...

Great points here, especially about informal agreements between neighbors. I ran into something similar a few years back—there was an old driveway tha...

I've noticed the same thing—window upgrades seem more about comfort and energy savings than appraisal bumps. But speaking of smart thermostats, has an...