Mortgages discussions and local services.
maryt38
Discussion activity
Topics and replies this member has contributed.
RE: Tapping home equity vs. traditional estate planning - what makes more sense?
Totally agree - life loves throwing those curveballs. Had a friend who tapped into home equity thinking it was foolproof, then boom...job loss. Backup plans are gold, but yeah, way easier said than done. Gotta stay flexi...
RE: Tapped into my home's value and finally debt-free - anyone else done this?
I've heard of that happening before, actually. A friend of mine had a similar issue - appraisal came in way lower than Zillow's estimate. Makes me wonder, do online estimates usually overshoot the real appraisal values?
RE: Thinking about refinancing my mortgage - worth it or waste of time?
Late-night snacks are definitely when the budgeting magic happens for me too, ha. When I refinanced a couple years ago, it honestly was worth the hassle. I ended up saving around $150/month, so it added up pretty quickly...
RE: Thinking about tapping into home equity for a remodel - smart move or risky?
Totally agree with your approach. We went through something similar a couple years back when we considered pulling equity to redo our kitchen. At first, the idea of a full remodel - new cabinets, quartz countertops, high...
RE: Thinking about refinancing my VA mortgage, curious what others are doing
Yeah, totally get why you'd hesitate... but also consider how long you're planning to stay put. I thought the same at first, then realized we might move sooner than expected - made refinancing less appealing overall. Jus...
RE: Mortgage rates jumping around - what's behind it?
Same here, been house hunting for a few months now and it's honestly exhausting trying to keep up with the rates. Feels like every time I check, they've shifted again. My lender explained the inflation thing too - basica...