Yeah, that's a fair point. I've been burned before buying used appliances too—saved a few bucks initially, but ended up paying double later on repairs...

Yeah, agreed. The IRS isn't really tracking every little home improvement—honestly, they don't have the resources or interest for that. But you're rig...

Loan systems can be pretty weird sometimes. I had a similar thing happen when I was cleaning up my credit a while back. They kept asking me to verify ...

Haha, roofs are sneaky like that. Honestly, 10% feels a bit thin to me—especially after my plumbing disaster last year. I usually bump it closer to 15...

From what I've seen, the IRS cares way more about the final use of the funds than how neatly you split them upfront. Still, separating transactions cl...