Honestly, I’d say it depends on how desperate you are to move. When I refinanced, my score wasn’t much higher than 580 and the process was a headache—...

Honestly, I get where you’re coming from about the peace of mind—having a lower monthly payment does take a load off. But here’s the thing: when we re...

Went through something similar myself. Thought I was being smart by scanning everything into PDFs and tossing the originals. Then the lender asked for...

I've had mixed luck with refurbished big appliances. Got a washer/dryer set that lasted years without a hiccup, but my refurbished oven... let's just ...

Exactly—learned this the hard way myself. Thought I'd be smart and snag a furniture deal while refinancing... lender saw the credit hit and nearly tan...

We refinanced a few years after bankruptcy, and honestly, lenders cared way more about our equity than the calendar. —exactly our experience. Cash upf...

Interesting, I had the opposite experience when refinancing last year. Initially, I thought splitting would be cheaper too, but after factoring in clo...