marleyhistorian
marleyhistorian
@marleyhistorian
Eminent Member
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Topics: 1 / Replies: 19
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RE: Mortgage rules just got tighter—didn't see that coming

I get your point, but sometimes being too brief can backfire. Had a friend who left out a minor debt thinking it wasn't important...underwriter found ...

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RE: Home Buying 101: Stuff I Wish I'd Known Beforehand

Haha, this is painfully accurate. Speaking from experience, budgeting for homeownership doesn't stop at closing. Here's a quick tip: once you're moved...

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RE: Smart Thermostat Vs. Energy-Efficient Windows: Which Saves More Money Long-Term?

Totally agree with this. I recently upgraded a couple of my worst windows (couldn't afford them all at once, so I'm tackling it step-by-step), and the...

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RE: When Can I Finally Ditch Mortgage Insurance?

Yeah, you're spot on here. Cosmetic upgrades can help, but appraisers definitely weigh structural stuff pretty heavily. When I was prepping my place f...

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RE: Smart Thermostat Vs. Energy-Efficient Windows: Which Saves More Money Long-Term?

I've actually tracked this myself over about three years. Installed a smart thermostat first, then later did the windows. The thermostat alone dropped...

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