I get the logic behind buffering for unexpected assessments, but honestly, I've found that sometimes being overly cautious can hold you back from dece...

Counselors can definitely be a good first step. A few years back, my cousin was in a similar spot—freaking out about foreclosure, lawyer fees, the who...

Yeah, I get your point about transparency, but sometimes those polished places aren't always hiding something shady. When I bought my first condo, eve...

Had a similar experience when I refinanced last year—felt like they were digging through my entire life story. Honestly, I think it's a bit of both. B...