Honestly, I’m right there with you on this. It’s wild how those little “mystery” fees sneak in—almost like they’re hoping no one’s paying attention. I...

Honestly, I had the opposite experience during my last refi—my lender wanted every single detail about my side gigs, even with a letter. They grilled ...

Couldn’t agree more about not just going off referrals. I had an agent once who came highly recommended by my cousin—turns out, she was great at chatt...

I get the logic behind buffering for unexpected assessments, but honestly, I've found that sometimes being overly cautious can hold you back from dece...

Counselors can definitely be a good first step. A few years back, my cousin was in a similar spot—freaking out about foreclosure, lawyer fees, the who...

Yeah, I get your point about transparency, but sometimes those polished places aren't always hiding something shady. When I bought my first condo, eve...

Had a similar experience when I refinanced last year—felt like they were digging through my entire life story. Honestly, I think it's a bit of both. B...