Yeah, totally get what you're saying about the restrictions. When we bought our first place, we went with a grant that had us locked into certain neig...

We lump ours together, but honestly, after our water heater busted a month post-refi, I started mentally splitting it into two buckets. Helps me sleep...

Good points, especially about outdated records. Last year when refinancing, I found out the assessor had listed an extra half-bath that didn't exist—n...

We had a similar surprise, but it actually worked out in our favor. When we bought our place, the previous owners had always assumed the big oak tree ...

We did something similar when we refinanced—everyone kept pushing us toward big renovations, but honestly, the best upgrade was just replacing our old...

Same here, seeing actual numbers made all the difference. I refinanced my home a couple years back, and honestly, I wasn't fully convinced until I saw...

Yeah, zoning battles can be brutal. Had a similar thing happen in our area—my brother-in-law bought a plot, planning to build his dream home eventuall...