Haha, been there myself. Thought I was being super organized with my spreadsheet and color-coded tags, but come tax time, it was still a mess. My acco...

Budgeting definitely helps, but sometimes unexpected stuff just hits you out of nowhere. Curious—did anyone find that consolidating debt actually chan...

Interesting points, makes sense that windows would have a steadier impact over time. I've been thinking about this myself but the upfront cost of wind...