markbirdwatcher
@markbirdwatcher
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RE: Tapping home equity vs. traditional estate planning—what makes more sense?

Definitely agree with the caution here, but honestly, as someone who's just bought my first place, tapping equity feels a bit risky right now. I've se...

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RE: Thinking about refinancing—shorter term or lower monthly payments?

Totally agree with your take on shorter terms being smarter overall. When I first bought my place, I was tempted by lower monthly payments too—felt sa...

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RE: Thinking about refinancing my mortgage—worth it or waste of time?

Totally agree with this. As someone who's just bought my first place, I've realized pretty quickly that stability can be worth paying for. Adjustable ...

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