margaretmetalworker
@margaretmetalworker
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Topics: 1 / Replies: 5
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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

Exactly. I've worked with buyers who've been through bankruptcy, and honestly, waiting too long can sometimes cost more than jumping in sooner. Sure, ...

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RE: My experience getting monthly income from home equity

Honestly, for something like home equity, checking more than once a year feels like overkill to me. I used to track mine quarterly—talk about unnecess...

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RE: Figuring out how much of my house I actually own

That's a smart approach. I used to have clients who'd call me every few months, worried about minor dips in their home's estimated value. Honestly, th...

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RE: Tapped into my home's value and finally debt-free—anyone else done this?

I've seen a lot of people tap into equity successfully, but yeah, discipline is usually the kicker. Maybe set smaller milestones to celebrate progress...

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RE: When Can I Finally Ditch Mortgage Insurance?

Yeah, lenders can be pretty particular about that loan-to-value ratio. I've seen clients stuck in that same limbo—hovering just above the threshold an...

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