margaretcyclotourist1849
margaretcyclotourist1849
@margaretcyclotourist1849
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Topics: 0 / Replies: 5
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RE: First-time buyer blues: grants vs. loan programs

Totally get where you're coming from—grants can be tricky beasts. They look like free money, but those strings attached can get pretty tight if you're...

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RE: Waiting forever on my refinance loan approval—is this normal?

Haha, the Venmo transaction thing is classic underwriting nitpicking—I've seen worse, believe me. Once had an underwriter ask a client to explain a $1...

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RE: Trying to figure out how much of my house I actually own

True, but attorneys don't always catch everything either. Had a client once who got blindsided by HOA restrictions that weren't clearly spelled out in...

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RE: Ever thought about using escrow accounts? Here's a scenario...

Totally get your frustration with the surplus thing—banks do tend to play it safe and overestimate. One workaround I've seen is requesting an escrow a...

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RE: Trying to figure out how much of my house I actually own

Easements definitely have a way of complicating things, especially when you're refinancing. I've had clients who didn't even realize there was an ease...

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