Haha, I feel this one. My own "filing system" started out as a pile on the kitchen counter that eventually migrated into a random drawer—probably rela...

It's funny you mention that—I've seen underwriters flag the weirdest stuff too. Had a client once who had to explain a series of small payments labele...

Yeah, I've seen that happen more times than I'd like to admit. Banks are quick to protect themselves when markets get shaky. HELOCs can be a great too...