Honestly, lenders aren't totally off-base here. Sure, questioning every latte seems petty, but small expenses do add up fast. When I was prepping for ...

This is key. Interest-only can feel like treading water if you're not careful. I'd also suggest aggressively saving any extra cash you can—makes trans...

I get what you're saying, but honestly, clarity isn't the real issue here. Even if lenders spelled everything out perfectly, tighter rules still mean ...

Exactly this. Equity tapping isn't automatically a bad move, but it's not a free pass either. I've seen friends refinance to clear debt, and the ones ...

Totally relate to this. Had a similar situation myself—kept waiting for the "perfect" rate, missed a solid deal, and ended up paying more later. Now I...

Good points, but honestly FHA inspections can feel like a roll of the dice sometimes. Had one inspector nitpick about a missing outlet cover (easy fix...