That’s been my experience too. I actually had to go through manual underwriting because of a short gap in employment, and yeah, it felt weird having t...

Yeah, that all tracks with what I’ve been seeing too. I just bought my first place last year and honestly, the property tax protest process felt like ...

Same here. I’d rather sign my name a hundred times than get blindsided by some “admin” fee that no one can explain. At least with conforming loans, yo...

Yeah, that’s the part that gets me—how much paperwork they want for every little thing. I had to explain a $40 PayPal transfer to myself, which felt r...

I get where you’re coming from, but I kinda see why lenders are so picky about stuff like that. They have to document every cent to make sure it’s not...

You're spot on about that limbo trap—seen it happen plenty. When I was buying my first house, I kept waiting for the "ideal" market conditions, intere...