I’ve always found it kind of ironic that lenders want you to look as boring as possible on paper. Like, “Congrats on your promotion, but could you jus...

That’s the perfect way to put it. I remember thinking I’d timed it just right, then—bam—rates shot up overnight. The higher fees on these alt loans ar...

That’s a good point about companies sneaking in changes at renewal. I’ve noticed that too—one year my wind/hail deductible doubled and I almost missed...

Honestly, you nailed it with the “balancing act” bit. I went through a refi last year and got caught up in chasing the perfect rate, but by the time I...

Yeah, this is spot on. I ran into this exact issue when I refinanced last year. My business was doing fine, but because I’d been maximizing deductions...

Locked in My Mortgage Rate at the Perfect Time Man, I hear you on the fees. I swear, every time I see a “processing” or “document” fee, my eye starts...

I hear you on the paperwork grind with jumbos, but honestly, I’ve actually had one refi where the jumbo process wasn’t that much worse than my last co...

Honestly, I get the fear of prices running away, but I lean more toward waiting, especially after bankruptcy. It’s not just about the emergency fund—i...

Yeah, went through something similar when refinancing. Just when I thought I had everything neatly lined up, bam... surprise appraisal requirements. D...

I totally get your concern—when I refinanced last year, I was paranoid about hidden fees too. Honestly, the process itself wasn't too bad, but I did r...

Totally get what you're saying here. We refinanced through HARP about two years ago, and at first, I was pretty skeptical. I mean, you always hear mix...