Honestly, I get the fear of prices running away, but I lean more toward waiting, especially after bankruptcy. It’s not just about the emergency fund—i...

Yeah, went through something similar when refinancing. Just when I thought I had everything neatly lined up, bam... surprise appraisal requirements. D...

I totally get your concern—when I refinanced last year, I was paranoid about hidden fees too. Honestly, the process itself wasn't too bad, but I did r...

Totally get what you're saying here. We refinanced through HARP about two years ago, and at first, I was pretty skeptical. I mean, you always hear mix...