I've seen patience pay off too, but timing the market perfectly is tricky—almost impossible, really. Instead, maybe break it down step-by-step: first,...

Haha, been there... but honestly, escrow can sometimes complicate things more than it helps. Last year when refinancing one of my properties, the escr...

I get your point about buffers—definitely helps ease stress—but sometimes stretching yourself a bit can actually push you to find creative solutions. ...

Haha, yeah, been there myself—nothing worse than explaining your situation over and over again. But to be fair, I've seen some smaller lenders get bog...

That's a good point, but it's also worth thinking about your personal financial goals and timeline. Have you mapped out how long you'll realistically ...