lindae64
@lindae64
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RE: How H1B Visa Holders Can Qualify for a Mortgage

That’s the truth. I’ve lost count of how many times I’ve seen “admin” or “processing” fees appear out of nowhere. One time, I even got charged for a “...

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RE: First-time buyer blues: grants vs. loan programs

Yeah, hindsight's always 20/20 with these things. When I bought my first investment property, I went with a similar grant program—had to pick from a p...

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RE: Wondering if I can still qualify for a HARP refi these days

Yeah, those AVMs can be hit or miss. I remember one property I was refinancing a couple years back—the automated valuation came in ridiculously low be...

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RE: DITCHING THAT PESKY MORTGAGE INSURANCE - WORTH THE HASSLE?

Had nearly the same thing happen a couple years back—appraisal came in surprisingly low despite clear market evidence. We contested it, but no dice. S...

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RE: Snowball vs avalanche method for tackling card debt

Totally get what you're saying about switching methods midstream. A few years back, when I was juggling multiple properties and renovations, I found m...

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RE: Tapped into my home's value and finally debt-free—anyone else done this?

Did something similar a few years back—tapped into equity to clear some high-interest debts. It felt great at first, but like you said, without changi...

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RE: Thinking about tapping into home equity for a remodel—smart move or risky?

We're in the same boat—did windows about three years ago after putting it off forever. Honestly, best decision we made for comfort. Before that, every...

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RE: Feeling Stuck Paying Only Interest and Getting Nowhere

Auto-payments definitely kept me consistent, but honestly, they didn't do much beyond that until I started throwing extra cash at the principal. A few...

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RE: Refinancing your mortgage post-foreclosure—is it doable?

Went through something similar myself a few years back—foreclosure's rough, but you're on the right track. HARP eligibility checks online are pretty s...

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