That's a great point about insulation—it's often the hidden culprit behind energy loss. I'm curious though, did your energy audit also evaluate your t...

I totally get where you're coming from on the hesitation. Separate meters definitely feel like a big bite upfront, but I've seen plenty of cases where...

I see where you're coming from, but have you considered balancing both? When I was paying off my student loans, I paused extra payments briefly to bui...

Good point about the cash reserves. Curious, did you have a specific rule of thumb for how much cash to keep aside, or was it more of a gut-feeling th...

Totally get the dial-up analogy, haha...been there myself. Curious though, have you run numbers on how much you'd save waiting versus jumping in soone...

Banks can be tricky about negotiations, honestly—it really depends on your specific situation and even the person handling your case. I've seen client...