Refinancing can be helpful, but it's not always the best move, especially if you're already a few years into your mortgage. A couple things to keep in...

I went the lower-payment route a couple years ago when refinancing and here's what I noticed: - Lower payments definitely gave me breathing room for ...

Good points, but I'd caution against banking too heavily on refinancing as your exit strategy. A few years back, I had friends who thought they'd easi...

Congrats, that's a solid achievement. We did something similar—added about $150 extra each month. At first, it felt like we were barely chipping away,...