- Totally agree—every time I’ve closed, the forms look like a copy-paste job with new logos slapped on. But then there’s always that one page hidden i...

Agree with your points overall, just want to add a couple things from experience: - Even if you're handy, some issues like foundation cracks or hidde...

Good points—I've learned the hard way too. Numbers are great until your furnace decides to retire mid-winter... Now I always pad my estimates by at le...

Refinancing can be helpful, but it's not always the best move, especially if you're already a few years into your mortgage. A couple things to keep in...

I went the lower-payment route a couple years ago when refinancing and here's what I noticed: - Lower payments definitely gave me breathing room for ...

Good points, but I'd caution against banking too heavily on refinancing as your exit strategy. A few years back, I had friends who thought they'd easi...

Congrats, that's a solid achievement. We did something similar—added about $150 extra each month. At first, it felt like we were barely chipping away,...