Not sure I totally agree about waiting being the best move for everyone. Yeah, the rates and paperwork at 580 aren’t ideal, but sometimes life just do...

Yeah, I totally get what you mean. When I refinanced last year, I was shocked at how much paperwork they wanted—stuff I never thought would matter, li...

Totally get where you’re coming from. I used to drive myself nuts trying to anticipate every single thing an underwriter might ask for. I’d have folde...

Yeah, those “processing” and “origination” fees always feel a bit mysterious. I remember the first time I bought, I just assumed they were set in ston...

Totally get where you’re coming from. I remember drowning in paperwork when we refinanced back in 2019—thought I’d never see the end of it. Honestly, ...

That's a good point about flexibility... when you're dealing with friends, it's nice to have that human understanding built in. I definitely see the a...

Couldn't agree more about the cushion. When we first started renting out our old place, we thought we'd covered everything—then bam, furnace decided t...