Yeah, those random audits are no joke. When I refinanced, the lender casually mentioned they'd checked utility bills to confirm occupancy—never even k...

We had a similar experience when we moved into our rural place—thought we'd save some cash by DIY-ing the French drain. It worked out okay, but man, m...

Went through something similar myself—had an ARM that adjusted about two years ago. At first, it wasn't too bad... but then the rates kept creeping up...

I used to think 20% was the only way too, but honestly, when we bought our first place, we only put down about 10%. Sure, mortgage insurance was an ex...