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law470
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RE: How Much Value Does Your Stuff Really Lose Over Time?
Honestly, I think it depends on the item and how you use it. For example, I bought a decent mid-range dining table set expecting it to depreciate quickly, but surprisingly, it's held up both physically and in resale valu...
RE: Mortgage rules just got tighter - didn't see that coming
I get your point, but honestly, I'd rather lenders err on the side of caution - even if it means a bit more hassle. Sure, the $50 grandma check thing sounds ridiculous, but small details can sometimes hint at bigger issu...
RE: Thinking about refinancing - shorter term or lower monthly payments?
We're actually debating this exact thing right now. My analytical side keeps saying "shorter term, less interest," but the practical side is like, "hey, life happens." Your furnace story hits home - literally, lol. We ha...
RE: My bank thinks I'm a spy or something
I've noticed similar patterns when making bigger purchases, especially related to home improvement or furnishing. From what I've read, banks do seem to flag certain merchant categories more aggressively - furniture store...
RE: Is tapping into home equity for renovations really worth the hassle?
Totally agree about crunching numbers first - I've also seen some mixed info on kitchen renos. One thing I've noticed is that the ROI really depends on how outdated your kitchen is compared to nearby homes. If your kitch...