Honestly, I think it depends on the item and how you use it. For example, I bought a decent mid-range dining table set expecting it to depreciate quic...

I get your point, but honestly, I'd rather lenders err on the side of caution—even if it means a bit more hassle. Sure, the $50 grandma check thing so...

We're actually debating this exact thing right now. My analytical side keeps saying "shorter term, less interest," but the practical side is like, "he...

I've noticed similar patterns when making bigger purchases, especially related to home improvement or furnishing. From what I've read, banks do seem t...

Totally agree about crunching numbers first—I've also seen some mixed info on kitchen renos. One thing I've noticed is that the ROI really depends on ...