That’s been my experience too. First time around, I tried handling it all myself—ended up missing a rate lock deadline because I misunderstood somethi...

Honestly, I wouldn’t be surprised if they tried. The “processing” and “admin” fees alone are enough to make your head spin. I’ve refinanced twice in t...

It’s funny, I used to think all those fees were set in stone too—like some sacred mortgage commandments. Turns out, a lot of it’s just smoke and mirro...

Yeah, I hear you. Timing the market perfectly is almost impossible—by the time you think you’re ready, things have already changed. When we bought, my...

Yeah, it’s wild what they’ll flag sometimes. When we bought our place, I had to explain a $20 PayPal from my mom for pizza—it felt ridiculous. Best ad...