Funny you mention that—I've seen folks get tripped up by the “improvement vs. repair” thing more times than I can count. One client swore up and down ...

Yeah, I’ve seen this dance more times than I can count. Had a client last month who swore the underwriter was just collecting paperwork for sport—same...

Drives me nuts too. I once had an underwriter grill my client over a $12 Venmo for “dog-sitting” but didn’t blink at a $10k deposit labeled “bonus.” M...

Honestly, the “seasoned funds” rule has tripped up even the savviest buyers I’ve worked with. Had a client once who thought moving cash from his safe ...

WHY DO RATES JUMP AROUND SO MUCH? Funny thing is, I’ve had buyers call me in a panic because rates moved up by 0.15% overnight, like it’s the end of ...

That part about lenders just pocketing the extra unless you ask—yep, seen it way too often. That’s a sneaky one. I’ve had clients swear they were get...