Honestly, I get where you’re coming from, but I think a lot of those “random charges” aren’t as sneaky as they seem. Most of the time, they’re in the ...

That's a fair point, but expanding comps can sometimes backfire if the lender pushes back. Had a similar scenario with a property I developed last yea...

I get what you're saying about appraisers mainly looking at square footage and comps, but I wouldn't totally discount the impact of certain upgrades. ...

I see your point about credit unions and community banks, but honestly, they're not always as flexible as they seem. I went that route a couple years ...

Yeah, smaller lenders can be flexible, but I've found they sometimes change terms mid-process, which can be a headache. Ever had a lender suddenly shi...

Yeah, appraisals can be weirdly hit-or-miss. When I refinanced last year, the appraiser barely glanced at the new insulation and HVAC system I'd put i...

Good points about the solar panel credits vs deductions—lots of folks mix those up. I've seen similar situations where people got caught off guard bec...