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RE: Thinking about refinancing my mortgage - worth it or waste of time?
Nice perspective - sanity over savings anxiety makes sense. Did you factor in closing costs or fees when deciding if refinancing was worth it? Curious how long it took you to break even...
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RE: Tapped into my home's value and finally debt-free - anyone else done this?
Glad it worked out for you, but I'd be cautious about seeing home equity as a quick fix. I've seen folks tap into their equity to clear debt, only to rack up new balances again because the underlying spending habits were...